Resurgent Capital Services Help, Facts and Suggestions
“Resurgent Capital Services is a debt collection agency that can harm your credit reports”
Debt collection and credit repair can be really complicated and confusing. To make matters worse, there are plenty of scams out there on both sides of the equation. It can be hard to know who to trust.
Apparently, it is becoming increasingly common for scam artists to get hold of collection lists and then attempt to extort money out of debtors. The real LVNV representative told me that real debt collectors would never violate the Fair Debt Collection Practices Act, which states that debt collectors cannot:
-threaten to have you arrested without due process
-threaten to freeze your assets or garnish your wages without due process
-threaten to take action against your family
-call you for the sole purpose of annoying you
-call your employer (if you’ve told them not to)
-continue calling you once they’ve been informed that you are represented by a lawyer
Want to know what you can do if Resurgent Capital Services is trying to bully you? Read on!
If you get a call from someone who seems to be violating the Fair Debt Collection Practices Act, be aware that it may very well be a scam.
Do not, under any circumstances, give them your bank account number, social security number, or any other personal or financial details. The scammer’s goal is to get enough information to be able to steal money from your bank account. Don’t let that happen!
Since bad credit affects many aspects of your life, it’s definitely not something you can just avoid. Even if you’re willing to live a cash-only life and give up on any chance of getting financing for a house, a car, or other big ticket purchase, there is still the issue of how bad credit affects your professional image.
Many employers have adopted the strategy of looking at job applicants’ credit reports before hiring.
Advantages of professional help (with Lexington law):
First, they can initiate a debt validation process to make Resurgent Capital Services prove that you owe any debt.
Next, they can check the statute of limitations in your state to make sure your debt has or has not yet expired. If too much time had elapsed between you paying and the debt collectors trying to collect, then you are not legally responsible for the debt.
Remember, if you’re being targeted by debt collectors, make sure you don’t get scammed!
Don’t fall prey to any tactics that violate your rights under the Fair Debt Collection Practices Act, and never give out your bank account information. And when you look for professional help, don’t accept anything less than the standards set by Lexington Law.